Credit Score Prediction

Quick StartCustom AI

The credit score prediction model reduces exposure to credit risk and loss by identifying applicants who are at high risk of default and have no credit value but do not have an extensive credit history in case they can cause events (e.g., bankruptcy, default, etc)
Using the collected customer data (the customer's income status, credit history, payment levels, and other metrics) to make a credit score prediction, it is possible to accurately assess risk while simplifying credit approval. It has higher accuracy and recall rates than traditional credit scoring models and will play an important role in financial risk management systems.

Main function

1. Credit Score Prediction
  • Simplify credit approval through credit score prediction
  • Improve credit score accuracy through credit score verification
  • Predict the customers' missing credit score
  • Financial risk control by predicting customers who will default on payment
2. Data Security System
  • Thorough data security through security processing
3. Providing various services
  • Interlocking between apps, web and programs is possible by providing various programming languages

API Summary

Data Data type Content Use mode
Input data CSV Customer data : personal information, income status, credit history, payment level, etc. API
Output data CSV Customer credit score prediction API

Application procedure

Payment Subscription method
Attached file upon application
Prepaid charge
Online Customer data required for model creation
Application procedure
  • Apply for service at Home page
  • Training data upload 
  • Consultant review and confirmation of availability
  • Business verification and online contract signing
  • Model generation
  • Use the generated artificial intelligence as an API